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Accident Medical Insurance Quote

Protect your campers and your camp with a simple, no-fault Camper Accident-Medical Insurance policy. These Camper Accident-Medical Insurance policies are designed to pay the medical expenses associated with a Camper Accident or Camper Medical event that occurs while at camp. These policies can be tailored to include Campers, Staff or Volunteers while at your camp.

Eligible Operations Include:
Residential Summer Camps, Day Camps, Conference Centers, Sports Camps, School Programs, Travel Camps, Clubs, Teams & Leagues and Special Events

Minimum premiums starting at $750 per year.

With information gathered from just a few questions we will provide you a personalized Accident-Medical Insurance policy quote. 

Tenant User Liability Insurance Policy (TULIP)

Do you own a venue or host outside events?

Do your lessees have problems providing you with a proper certificate of insurance?

The Tenant User Liability Insurance Policy (TULIP) from Tokio Marine HCC is your solution at NO COST to the venue owner!

The coverage provides the proper insurance for the lessee based on the venue or facility’s requirements and therefore holds the venue / facility harmless should an incident occur during the event, that is caused by the event organizer’s negligence. This is a good solution for camps, concerts, conferences and conventions, fairs and festivals, graduations, meetings, sporting events, weddings and many more.

How it works:

  • The venue owner applies for an account with Tokio Marine HCC at NO COST.
  • Once approved, the venue owner will receive a registration link that they can sent to people booking the facility.
  • The lessee will apply and pay for their liability policy online. Policies are available for as low as $51 (small group, one day, no alcohol)
  • The venue owner will receive an appropriate certificate of insurance

Insurance protection custom-made for your camp:
the right coverage; the right premium

At Morrow Insurance, we know that each camp is unique.  One policy doesn’t fit all.  Morrow’s insurance program is tailored to your camp specifically.  We sit down with you one-to-one.  We find out what your camp is about and how you prefer to run your business.  Then we create a comprehensive package of coverage that fits your needs, your budget and your cash flow.

Affordable coverage beyond what others offer

Your custom insurance program starts with a basic foundation of coverage.  From there, we work with you to choose the options that best protect your camp and the way it operates.  As your professional insurance advisors, we help you to obtain coverage and service you need from top-rated insurance companies. The financial strength of these companies will give you the confidence to know that insurance protection will be there when you need it. Within our extensive menu of options, you will find coverage for many areas important to your camp-areas that other insurers refuse to cover. With Morrow Insurance on your team, you can have a more comprehensive and cost effective insurance program.

Some of the many available  options include:

  • Camper accident and sickness
  • Property loss and business interruption including loss of camping fees and extra expenses
  • Sexual misconduct
  • Food and water contamination
  • General liability
  • Systems breakdown and food spoilage
  • Umbrella liability
  • Automobile
  • Directors and officers liability
  • Foreign insurance coverages
  • Employment practices liability
  • Workers’ Compensation
  • Pollution liability

Custom-tailored coverage is available for not-for-profit and for-profit camps as well as for resident and day camps, conference and retreat centers.

As a camp owner, you are responsible for protecting much more than buildings and contents.  As one of the largest camp business insurance agencies in the Southeast, Morrow Insurance understands that.

Personal services that support your business

Camps are all about gaining the skills and confidence to overcome challenges.  As you know, managing a camp is much the same.  To ease those business challenges, add to your skill set, and keep you abreast of insurance developments in the camping industry, Morrow Insurance sponsors programs that support you and your operation.  We offer our camp clients:

Flexible premium payment plan – so your premium payments work with your cash flow

The choice of extra-security of 24-hour claim reporting with quick fax notification and monitoring of your claim

Seminars and workshops offered throughout the year to bring you the latest
industry information about recommended procedures, safety and risk management

You will enjoy working with Morrow’s camp insurance team. The combination of our dedication and experience enable us to provide you with excellent customer service.

Contact Marsh Dark or Will Hendricks at 800-228-3132
to discuss new business or quoting opportunities
.

Current customers contact Jean Persons, Wendy Ferguson, or Jennie Reed at 800-228-3132 to discuss any questions you have, changes that need to be made or problems and claims.

Interested in offering the Travmark Camp/Summer Study protection plan to your participants?  Visit the camp directors web site at http://www.travmark.com/morrow/ for more information.

1  CCI/USA Christian Camping International1

We Make Camp Insurance Easy,
But Don’t Take Our Word For It…

“No one likes insurance bills, but we all know we need insurance.  When you pay those bills, you’re paying for more than just coverage–You’re paying for service.  And nobody gives better service to summer camps than Morrow’s team of summer camp insurance specialists.  You wouldn’t buy a bird dog to go rabbit hunting–why would you buy summer camp insurance from anyone who didn’t specialize in summer camps?  The folks at Morrow know their business–but more importantly, they know yours.”

Allen McBride

Owner, Camp Mac, Munford, Alabama

“Understanding the ins and outs of camp insurance can be extremely difficult for even the most business savvy camp owner or director.  That is why Falling Creek Camp has chosen to do business with Morrow Insurance for over 20 years.  Morrow’s staff has a vast knowledge of the camping industry and the risks we face.  This combined with Morrow’s access to all the best insurance markets makes this agency the right fit for us.  Falling Creek would highly recommend Morrow to any other camp looking to find the right agency.”

Yates Pharr

Owner, Falling Creek Camp, Tuxedo, North Carolina

“After years of searching, Morrow Insurance professionally assessed and evaluated our insurance needs and provided Camp Nakanawa with a comprehensive insurance program providing the very best protection for our campers, counselors and business.  We consider Morrow Insurance, and staff, important partners in the success of Camp Nakanawa.”

Ann and Pepe Perron

Owner, Camp Nakanawa, Crossville, Tennessee

“Morrow Insurance Agency has been a real lifesaver for Lake Swan Camp.  They personally visited camp to make sure we received the time and attention to to put a comprehensive and cost effective insurance program in place.  When all was said and done, they saved us thousands of premium dollars while providing us much broader protection.  Morrow’s camp staff is comprised of a dedicated, professional service oriented group of fine folks that have earned our trust.”

Perry Rollins

Executive Director, Camp Lake Swan, Melrose, Florida

Camp Team

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