Benefits Coverages
With services once available only to the largest employers, Morrow can help your company achieve value for its benefits budget and help you communicate that value to employees. Through innovative benefits options, and our professional guidance on regulation issues, we can design a program that works for your specific circumstances.
We’re active in the business communities we serve, so we’re always alert to the issues and challenges that affect the dynamics of risks in the real world. No matter the industry or company size, you can benefit from the insights we’ve gained from long-term client relationships.
Better Benefits
Cross Generational benefit designs for maximum impact
Healthy People
Driving regulatory compliance to eliminate risk
Lower Costs
Combating healthcare inflation with aggressive and progressive cost management tools
Compliance Confidence
Driving regulatory compliance to eliminate risk
No Headaches
Personal support to improve efficiency and reduce workloads
Your Way
Employee Benefits Products Offered:
- Group Medical – fully insured and self funded
- Group Dental
- Group Life and AD&D
- Group Short Term Disability
- Group Long Term Disability
- Group Vision
- Group Long Term Care
- Group Health Savings Account (HSA)
- Group Health Reimbursement Arrangements (HRA)
- Section 125/Flexible Spending Accounts
- Group Voluntary Life and Disability
- Cancer/Critical Illness/Accident Plans
- Medical Bridge/Gap Plans
- Customized Employee Benefit Communications
- 401(k), 403(b), Pension and Profit Sharing
- EAP (Employee Assistance Programs)
- Business Perpetuation Planning
Your Employee Benefits Team
Life and Health
Client Testamonials
We Know Employee Benefits,
But Don’t Take Our Word For It…
“As Finance Director at Flat Rock Playhouse, I can’t begin to tell you how invaluable the Team at Morrow Insurance has been to us! We have a complicated business as a Large Cap employer here in Flat Rock, NC. Without their experience in all areas of insurance: health insurance, Board and Officers insurance, volunteer insurance, auto insurance, general liability, workers comp, umbrella, there is just no way we could stay in compliance with all the regulations, especially FTE calculations, Affordable Care Act regulations and calculations, for all these varied employees to include actors who come and go, part-time employees, seasonal employees, apprentices, and of course full time employees. Their expertise is invaluable and they are always there to help when we call. But what makes it even more appealing is they are always looking to save us money, as opposed to increasing their commissions. These people have integrity! “