Employee Benefits

Today’s businesses need more than an
insurance agent.  Our unbiased approach serves the best interest of our clients and their employees.

Benefits Coverages

With services once available only to the largest employers, Morrow can help your company achieve value for its benefits budget and help you communicate that value to employees. Through innovative benefits options, and our professional guidance on regulation issues, we can design a program that works for your specific circumstances.

We’re active in the business communities we serve, so we’re always alert to the issues and challenges that affect the dynamics of risks in the real world. No matter the industry or company size, you can benefit from the insights we’ve gained from long-term client relationships.

Better Benefits

Cross Generational benefit designs for maximum impact

Healthy People

Driving regulatory compliance to eliminate risk

Lower Costs

Combating healthcare inflation with aggressive and progressive cost management tools

Compliance Confidence

Driving regulatory compliance to eliminate risk

N

No Headaches

Personal support to improve efficiency and reduce workloads

Your Way

Customized Employer Benefit Solutions That Fit Your Business Needs

Employee Benefits Products Offered:

  • Group Medical – fully insured and self funded
  • Group Dental
  • Group Life and AD&D
  • Group Short Term Disability
  • Group Long Term Disability
  • Group Vision
  • Group Long Term Care
  • Group Health Savings Account (HSA)
  • Group Health Reimbursement Arrangements (HRA)
  • Section 125/Flexible Spending Accounts
  • Group Voluntary Life and Disability
  • Cancer/Critical Illness/Accident Plans
  • Medical Bridge/Gap Plans
  • Customized Employee Benefit Communications
  • 401(k), 403(b), Pension and Profit Sharing
  • EAP (Employee Assistance Programs)
  • Business Perpetuation Planning

Your Employee Benefits Team

Rhonda Marshall
Account Executive
Life and Health
Direct Line: 828-694-5190
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Client Testamonials

We Know Employee Benefits,
But Don’t Take Our Word For It…

“We have been doing business with Morrow Insurance for over 25 years. We have been extremely pleased with their knowledge, their professionalism, their determination to get the right (and accurate) coverage for the right price, their consistently top-notch customer service…all that and they are all pleasant, thoughtful folks too. Morrow Insurance is also very community minded, generously supporting numerous non-profit agencies, with their corporate and personal donations, and individually serving on non-profit board of directors and committees…a true blessing for our community.”
Dave Adams

Controller, Fazio Golf Course Designers Inc., Hendersonville, NC

“As Finance Director at Flat Rock Playhouse, I can’t begin to tell you how invaluable the Team at Morrow Insurance has been to us! We have a complicated business as a Large Cap employer here in Flat Rock, NC. Without their experience in all areas of insurance: health insurance, Board and Officers insurance, volunteer insurance, auto insurance, general liability, workers comp, umbrella, there is just no way we could stay in compliance with all the regulations, especially FTE calculations, Affordable Care Act regulations and calculations, for all these varied employees to include actors who come and go, part-time employees, seasonal employees, apprentices, and of course full time employees. Their expertise is invaluable and they are always there to help when we call. But what makes it even more appealing is they are always looking to save us money, as opposed to increasing their commissions. These people have integrity! “

Kevin G. Hicks

Chief Financial Officer, Flat Rock Playhouse, Flat Rock, North Carolina

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