BlueAdvantage^®    BlueValue^SM

Morrow Insurance Agency, Inc.

WHY CHOOSE BLUE

There’s a lot to think about when it comes to choosing health insurance. As the only homegrown, local insurer in all 100 counties of the state¹, Blue Cross and Blue Shield of North Carolina (Blue Cross NC) is here for you. With over 90 years of experience in the market and our broad range of plans², you can find the coverage that’s right for you.

The benefits that are important for getting and staying healthy are at the core of all of our plans. Advantages of health care coverage with Blue Cross NC include:

• No referrals needed to see a specialist
• Coverage in- and out-of-network
• 24/7 Telehealth care options for behavioral and physical health, available in English and Spanish³ $0 telehealth coverage through Teladoc® Health on some plans
• Convenience of 90-day prescription mail order option
• No waiting periods for pre-existing conditions⁴
• Annual wellness visits covered at 100%4 
• Programs to help you control your type 2 diabetes⁵
• Programs to help you quit smoking⁵
• Access to Blue365®, which offers special member discounts on vitamins, healthy food delivery, fitness resources and more from national health and wellness retailers⁶
• Affordable dental and vision plans available to complement your medical plan and support your whole health
• Three Blue Cross NC Centers and six Authorized Agent Retail Stores located around the state, where you can get one-on-one assistance and take advantage of special classes offered at the Centers 

Download the 2025 Health Plans for Individuals and Families Brochure (pdf)

Morrow Insurance Agency, Inc.
800 Beverly Hanks Centre
Hendersonville, NC   28792
828-694-5190
800-228-3132
fax:  828-693-5567

Rhonda Marshall is an independent authorized producer licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC).  The content contained in this site is maintained by Morrow Insurance Agency, Inc.  Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association^®. Blue Cross and Blue Shield of North Carolina products can be only sold to those residing in North Carolina. ^® Registered mark of the Blue Cross and Blue Shield Association

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