Why short-term medical insurance?

Short-term insurance plans provide coverage during life transitions. When you are between group insurance or individual major medical policies, short-term insurance helps pay for covered medical expenses due to unexpected illnesses or injuries. Covered expenses include diagnostic physician visits, emergency room treatment, hospital stays, surgery, intensive care and more.

Is a short-term medical policy right for me and my family?

Consider a short-term policy if you:

• Have missed the open enrollment period and are not eligible for special enrollment under the Affordable Care Act (ACA)
• Are waiting for your ACA coverage to start
• Are looking for coverage to bridge you to Medicare
• Are waiting for health insurance benefits to begin at a new job

How long can I be covered under a short-term medical policy?

Coverage can be selected for 30 to 364 days depending on the state. If coverage is needed longer than 364 days, up to 24 months may be added to the initial coverage duration through the Connect STM Extend plan, available in select states. Extended durations must be chosen at time of application. Connect Plus does not offer a coverage period extension. The maximum allowable duration varies by state.

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