In Hendersonville, Contact:
Michelle Jackson
Personal Lines Manager
Direct Line: 828-694-5153
A personal umbrella policy is a type of insurance that provides liability coverage over and above your automobile or homeowners insurance policy.
The main purpose of your umbrella policy is to protect your assets from an unforeseen event, such as a tragic accident in which you are held responsible for damages or bodily injuries. If another party files a lawsuit against you, your umbrella coverage will pay for the damages you’re legally responsible for up to the policy limit.
Coverage for an umbrella policy typically starts in the range of $150-$200 for a $1 million policy. Your premium will increase if you decide to increase coverage.